Health is most precious things than all. Health is wealth but wealth is also essential to have a good health. Medical assistance is not provided without any costs. A common person who works eight hours a day can hardly save any money for his medical costs. From last couple of years in this struggling economy common person had taken many blows. Now there is again one more and that’s elimination of health insurance without any notification by the employers.
Elimination of Health Insurance Benefits
There is new trend started in this struggling economy era and that’s employers are eliminating health benefits without informing their employees. The employees who already are suffering from this struggling economy became again victim of this unjust offense.
Though taking back health insurance benefits are an illegal maneuver in many states, but it’s not only happening, that’s on the rise also. There is a provision in the law that a company must have to give their workers 45 days notice if they are going to drop the coverage.
But many workers found that their coverage has lapsed when they go to the doctor’s office. It’s just because many businesses don’t follow the law.
You Can Complain If Same Happened To You
If any complaint will be filed in state’s insurance department then the employer will be given an opportunity to reinstate benefits and pay back the premiums to fill any gaps in coverage. If employer fails to cooperate then state will file a legal case against the company. The employees will be helped also by state insurance departments to understand their options for going forward.
Here it will good to mention a high-profile case of an airline CEO. That CEO terminated health benefits for over 300 employees without notification. He was charged one count of willful failure to pay group health insurance premiums.
The effect of health insurance removal will be worse on the employees. As already they are struggling to survive, this new maneuver can become a last nail to coffin. Lets lo and behold that what action government will take? Will it be good for common person or will benefit the employers? Best answer for this time will give; as the time will pass we get a clear view of this certain illegal offense.
1 comments:
I agree that companies often drop health insurance policy without giving a warning. The reason behind it that I figure out is the rising cost which is really hard to bear. But before dropping the plan the employer should inform and the solution that you have suggested if something like this happens is very helpful. Thanks.
commercial property insurance
Post a Comment